The Best Personal Finance Apps

top personal finance apps

Ace Budget from SVT Software

There’s never been a better time to take control of your finances than right now. With today’s technology, it’s easier than ever to manage your money. Personal finance apps can make money management easier and more convenient.

These apps work with your smartphone device and can be set up in mere minutes. There are a wide variety of finance apps available, and it can be hard to know which ones to choose. Check out our picks for the best personal finance apps for smartphones today – listed in no particular order.


With the DebtTrackerPro app, you can enter debt information as well as create and manage your debt repayment plan. After setting up your accounts, it tracks your debt repayment process and calculates how long it will take you to repay an account based on the data you enter. You can even create scenarios which show you the effects of paying different amounts on your amount of debt. In addition, DebtTrackerPro displays the available credit on applicable accounts. More info and links for download at Snaptap.

Ace Budget

Ace Budget is another fantastic personal finance app for budget maintenance. This app tracks income and expenses based on your specified budget. You simply enter your budget, and as you enter new transactions they are tracked for you. The interface is user-friendly, and features an area for notes. You can organize items by category as well using this app. And, Ace Budget has a reporting feature to help you stay completely on track. Full details available at SVT Software.


ShoeBoxed gives you an alternative to piles of paper receipts. And, it’s simple to use. Take a photo of your receipt, and in about one day it will archive the receipt as easy-to-find information. This app works great for both personal and business use – it’s ideal for anyone who saves receipts for any purpose. More about Shoeboxed here.

EEBA home budgeting app

Easy Envelope Budget Aid

Easy Envelope Budget Aid

Easy Envelope Budget Aid (EEBA) is a sharable app that helps you budget on your own and with others. For example, if you have a family budget or a budget with your spouse, the data can be shared with them. Easy Envelope Budget Aid lets you set spending limits on individual and combined financial budgets. This makes it easier to stick to a household budget because of the real-time communication and updates. If you would like to know more, please see the EEBA website.

Adaptu Wallet

Adaptu Wallet takes budgeting to a whole new level. This app gives you detailed charts for budgeting purposes – in addition to investment summaries for 401(k) and IRA accounts. You can even create customized “watchlists” to receive updates on stock quotes and stats, along with up-to-the-minute stock market news relevant to your needs. Update: unfortunately Adaptu Wallet is no longer available.

Key Ring

These days, most people have store reward cards. These cards are often kept on a key ring. With the Key Ring app, you don’t need to carry the cards anymore – freeing up space on your physical key ring. The account information for each store reward card is electronically stored and can be used at checkout in a flash. And, you can use this app to enroll in new store reward programs quickly and easily. You can get it here.

The ShopSavvy app allows you to compare prices so you don't pay more than you need to

Use ShopSavvy to compare prices


While ShopSavvy is  – as you may already have guessed – a shopping app, it can be helpful to your finances as well. Take a picture or enter a bar code of the item you want, and this app will give you a list of online stores that carry the merchandise, complete with prices so you can compare and save. To find out all the details, please visit their site.


BillTracker is a great personal finance app for viewing outstanding, current and upcoming bills. This app features a handy reminder when bills are approaching the due date, as well as an archive so you can view payment history for past bills. For the full details, visit The Snaptap site.


The Pageonce app allows you to link your bank and bill accounts and makes bill paying and account activity monitoring a breeze. It is simple in its design, and allows you to perform various functions with just a few taps. It’s a must have for anyone who wants an easy-to-use personal finance app. You can find out more at the Pageonce website.

Update: you should also take a look at the Wally app – it’s fully featured, pretty easy to get to grips with, and it’s completely free.