The Power of Positive Thought

The importance of not being damaged by negative influencesI just finished an article by Lucy Benyon on about her experience with the stress caused by personal debt, and how – in her case – seeing a hypnotherapist helped her not only to deal with the reality of her personal financial situation, but also re-affirmed her worth and abilities which enabled her to increase her income.

The mental state many of us tend to get into when we find ourselves struggling financially is not only unhealthy, it is also highly counter-productive when we start underestimate our skills and ability to excel. Personally, I’ve never seen a hypnotherapist but I have read quite a few books which I found to be extremely helpful – I’ll mention a couple of them in a moment.

The Destructive Influence of Negativity
The thing is, we are surrounded by negativity and it is frighteningly easy to fall into a pattern of negative thought and adopt a mindset of “scarcity”. Don’t get me wrong: I fully understand how it can be necessary to cut back expenses drastically in order to get out of a financial rut, but it’s also vitally important to look at how you can improve your earning ability.

Personally, I really found Maximum Achievement by Brian Tracy useful in attaining a far more positive and productive attitude. Even if you find some of it is not that relevant to you, please do yourself a favor and finish the book.

Reassess Your Skills and Options
Another thing that seems to happen to many of us is that we often form an unhelpful image of who we are and what we are good at. Maybe we think that “we aren’t good with money” or have “never been very fit” – just for example.

The problem is that instead of seeing certain traits simply as something we can improve, we sometimes start to think “that’s just the way I am”. We may have developed these thoughts about ourselves from things our parents or peers told us, or because we have tried something and not had great success. Some people even decide that they are a certain way because of their star sign.

I read a book called What Color is your Parachute? by Richard Nelson Bolles a few years ago when I was disillusioned with what I was doing for a living, and there is an amazing section in it where you create some kind of charts based on your experiences and at the end of it you have a far better insight into not only what you may be best at, but what you would enjoy the most too. In fact, they are usually directly linked.

I really recommend these books, and don’t forget that if money is very tight your local library will almost certainly have them. You can probably also find cheap used editions for next to nothing on Amazon (“What Color Is Your Parachute?” is updated every year, and you don’t really need the latest edition: you will find the used editions from just a couple of years back are often under one dollar).

You can also read about Lucy Benyon’s experience with hypnotherapy here.



  1. Agree with you 100%. Sometimes we get in debt so deep getting out seems hopeless. So we curl up in fetal position and cry instead of trying to change our circumstances. Sure, often it takes a long time and a lot of hits and misses, but trying is certainly more desirable than doing nothing. Like people say about the lottery, “you can’t win if you don’t play.”

  2. Debt, to me, has a crushing effect. It hinders me. I throw every little bit of extra money I get at my credit card and student loan just so I can enjoy a debt-free life while I’m young.

  3. I’ve been hearing a lot about hypnosis lately, from a few different sources. My friend used hypnosis to help her lose weight, and the results were *shockingly* dramatic. She lost over 130 pounds in months, and has successfully kept it off for almost a year. Before that, I had not really considered hypnosis to be that serious or effective, but now I’m curious. I had never heard about using it to overcome debt though.

  4. Once you fall in the hole of debt or any other hardship, it feels like you’re trying and trying to climb out but just keep falling back in. It makes it so easy to throw in the towel, but the best thing you can do for yourself is to find ways to make positive changes.

  5. It’s shocking to realize how debt and doubt can affect you mentally. Personally, I have heard way too many stories of people ending their own lives because of the desperate feeling debt has caused them 🙁 and it’s just not worth it! Not everyone can be strong, but we should at least try.

    • Unfortunately it’s all too common. I really think the Brian Tracy book is worth reading – even if there are a few things in there you don’t agree with or aren’t relevant to you, you’re sure to find some useful ideas in there. It’s a bit of an eye-opener in a way.

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